Battle for Hearing Aid Coverage: New Jersey
Now that I have a cochlear implant, I view the lack of insurance coverage as even MORE unfair than I did before. It is unfair because functionally, a cochlear implant and a hearing aid are the same! Both serve the same purpose - to allow a deaf or hard of hearing person to hear sounds and try to make sense out of them. The main difference is that one, the implant, is considered a prosthesis, and the other is not. As a prosthesis, an implant is usually covered by insurance, while hearing aids are not.
I paid less than $200 total for my cochlear implant (including surgery) because the bulk of the cost was covered by insurance. Why should the parents of a deaf or hard of hearing child who *can* benefit from hearing aids, be penalized financially because their child can hear with hearing aids? I know that already, there are some deaf adults, who, faced with the choice between cochlear implants and hearing aids, opt for cochlear implants for financial reasons - they don't have enough money for hearing aids. I do not know if there are any parents who are choosing cochlear implants for their children for similar financial reasons, but I would not be surprised if there are. If there are any parents out there who chose implants over hearing aids in part because implants were covered by their insurance while hearing aids for their child were not, I would be interested in hearing from them.


Comments
It’d be so nice if their insurance would cover it for them. I believe that they can afford and they should cover it for them.
I know of one child whose parents are considering cochlear implants for her simply cuz they cant afford hearing aid repairs and replacements due to their insurance not covering them. The child is 10 years old so I dont think she will get much benefit from the CIs since she didnt wear her hearing aids on a consistent basis all her life.
I think HAs should be covered no question about it!